In most states, Monday is the deadline to sign up for health insurance through the Affordable Care Act if you want coverage to start on Jan. 1. According to data released by the Obama administration, health care premiums under the Affordable Care Act will cost less than predicted.
The release by the Department of Health and Human Services provided a look at rates for consumers buying individual insurance through the 36 federally run insurance exchanges.
Starting in 2014, nearly everyone must have insurance -- either through their jobs, government programs or the individual market -- or face a penalty.
The national average premium for the cheapest plan -- known as the "bronze" policy -- will be $249 a month before subsidies.
Here's a look at what the "bronze" policy will cost per month before subsidies in each state. Rates for the silver, gold and platinum policies are higher, and average premiums tend to be much higher in rural states with fewer insurers, according to the report.
The figures are based on numbers from 36 supported state-based marketplaces, state partnership marketplaces and federally facilitated marketplaces as of Sept. 18, as well as 12 state-based marketplaces.
A photographer and former extreme water sports junkie, once strangers have now become friends and teammates. Both share the love for the Central Coast, and they are using that passion to help raise money for a good cause.